Terms of Service
1. Introduction
These Terms of Service ("Terms") constitute a legally binding agreement between you and SaaS Closer Corporation (DBA Initio Capital) ("Company," "we," "us," or "our") governing your access to and use of our website, services, messaging programs, and products (collectively, the "Services").
By accessing, using, or enrolling in our Services — including any SMS, MMS, email, or other communication programs — you agree to be bound by these Terms. If you do not agree, you must not access or use our Services.
2. Company Information
SaaS Closer Corporation
DBA: Initio Capital
Legal Address: 8 The GRN Street, Dover, DE 19901
Office Address: 650 California Street, San Francisco, CA 94108
3. Services Description
We provide capital raising services, business advisory, consulting, marketing support, and related professional services ("Services") to businesses and entrepreneurs.
The specific scope of Services is defined in separate service agreements, proposals, or statements of work. We reserve the right to modify, suspend, or discontinue any part of the Services at any time.
4. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our Services.
If you use the Services on behalf of a business entity, you represent that you have authority to bind that entity to these Terms.
5. Account Registration
To access certain Services, you may be required to create an account. You agree to:
Provide accurate, complete, and current information
Maintain and update your information as needed
Safeguard your login credentials
Accept responsibility for all activity under your account
Notify us immediately of unauthorized use
We may suspend or terminate accounts at our discretion.
6. Fees and Payment Terms
Payment Obligations
You agree to pay all fees associated with the Services you purchase. Fees are listed in U.S. Dollars and are due according to the schedule in your service agreement.
Payment Methods
We accept approved payment methods including credit cards and bank transfers. You authorize us to charge your selected payment method.
Late Payments
Late balances may accrue interest at 1.5% per month (or the maximum rate permitted by law). We may suspend Services for non-payment.
Success Fees
Certain Services include success-based or performance-based fees. These become due upon achievement of defined milestones and are non-negotiable.
7. NO REFUNDS POLICY
ALL SALES ARE FINAL.
You acknowledge and agree that:
No refunds, cancellations, or credits are provided
Fees are earned upon payment, regardless of usage or outcome
No guarantees of results are made
Early termination does not relieve payment obligations
Chargebacks or payment disputes constitute a material breach
By purchasing our Services, you expressly waive any right to a refund.
8. Messaging & SMS Program Terms (A2P COMPLIANCE)
Consent to Receive Messages
By submitting your phone number through our website, forms, contracts, or other opt-in mechanisms, you expressly consent to receive SMS, MMS, and other electronic messages from SaaS Closer Corporation (DBA Initio Capital).
Messages may include:
Service updates
Account notifications
Appointment reminders
Transactional messages
Customer support communications
Information related to services you requested
Opt-In & Voluntary Participation
Message consent is not a condition of purchase
You only receive messages if you explicitly opt in
We do not use purchased, rented, or scraped lists
Opt-Out
You may opt out at any time by replying:
STOP to any SMS message
You may also contact us directly to request removal.
Message Frequency & Fees
Message frequency varies based on usage and engagement
Message and data rates may apply
Carriers are not responsible for delayed or undelivered messages
No Sharing or Selling of Data
We do not sell, share, rent, or disclose your phone number or messaging data to third parties for marketing or promotional purposes under any circumstances without your explicit direction or consent.
9. Intellectual Property Rights
All content, trademarks, logos, and materials related to our Services are owned by or licensed to SaaS Closer Corporation.
You may not reproduce, distribute, or create derivative works without written permission.
10. User Conduct and Prohibited Activities
You agree not to:
Violate laws or regulations
Provide false or misleading information
Attempt unauthorized system access
Transmit malware or harmful code
Impersonate others
Use Services for unlawful or abusive purposes
11. Service Performance Disclaimer
Services are provided using commercially reasonable efforts. No guarantees are made regarding funding success, business outcomes, or financial results.
12. Confidentiality
Both parties agree to protect confidential information shared during the course of Services. This obligation survives termination.
13. Disclaimer of Warranties
SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
We disclaim all warranties, express or implied, including fitness for a particular purpose and non-infringement.
14. Limitation of Liability
Our total liability shall not exceed the amount paid by you in the 12 months preceding the claim.
We are not liable for indirect, incidental, or consequential damages.
15. Indemnification
You agree to indemnify and hold harmless SaaS Closer Corporation from claims arising from your use of the Services or violation of these Terms.
16. Termination
We may suspend or terminate access at any time. All outstanding payment obligations survive termination.
17. Dispute Resolution & Arbitration
Disputes shall be resolved through binding arbitration administered by the American Arbitration Association (AAA).
You waive the right to participate in class actions.
18. Governing Law
These Terms are governed by the laws of the State of Delaware.
19. Modifications
We may update these Terms at any time. Continued use constitutes acceptance.
20. Severability
If any provision is unenforceable, the remaining provisions remain in effect.
21. Entire Agreement
These Terms, together with any service agreements and our Privacy Policy, constitute the entire agreement between you and SaaS Closer Corporation.
22. Assignment
You may not assign these Terms without written consent. We may assign freely.
23. Waiver
Failure to enforce any provision does not constitute waiver.
24. Force Majeure
We are not liable for delays caused by events beyond our reasonable control.
25. Contact Information
SaaS Closer Corporation (DBA Initio Capital)
Email: [email protected]
Legal Address: 8 The GRN Street, Dover, DE 19901
Office: 650 California Street, San Francisco, CA 94108
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THESE TERMS OF SERVICE.